A woman has revealed that not sharing money with her husband has saved their relationship, despite being married for 7 years.
Writing for BuzzFeed, Evie Carrick explained how she believes keeping their finances separate has saved her relationship...
As for them, keeping their money separate equals less fighting and more romance.
Evie and her husband became accustomed to keeping their money separate while dating so when they got married, "it just didn't make sense to change everything up."
The couple's views on money are also very different. Evie described herself as "a saver and a penny-pincher" whereas her husband "is the opposite."
"Watching a portion of my paycheck go into my savings and IRA every month makes me strangely happy," she explained, "My husband is the opposite. He's free and easy with his money and lives in the moment. If he's craving tacos, he's getting tacos, regardless of what his bank account looks like or how many times he's eaten out that week."
The couple started marriage on "unequal footing."
Evie had more money saved and she also received a bigger salary, but that wasn't something she wanted to give up.
"I like knowing I could take care of myself if something happened," she wrote, "I love my husband and truly believe we'll make it 'til death do us part,' but I'm not naive. Couples break up, partners die, and life happens. I've heard one too many horror stories of women who totally give themselves (financially and otherwise) to their partner only to get dropped later on. And I know that making the decision to leave a relationship that's become abusive or toxic is infinitely easier when you have a bank account full of money that's all yours."
Not only does it provide Evie with financial security, but it also reduces arguments with her husband.
"Money continually ranks as one of the top reasons couples fight (usually right after sex), but it's a moot point in our world," Evie wrote, "It's up to each of us to decide how we make, spend, and save our own money."
Despite having separate savings, checking accounts, and credit cards, the pair share an account for joint outgoings.
"We call it our team card (we're super cool, I know), and we put everything that involves both of us on it — gas, travel we do together, groceries, ordering in, etc. When we bought a used Subaru a few years back, we both threw down $4,500 in cash to buy it. The same goes for car repairs and other big purchases like trips we take together and things for our apartment."
It's not a method that will work for everyone, but it works well for them.
"I know our money approach might seem heartless, but it's a lot more human than it sounds. When my husband couldn't pay his credit card in full, I transferred him the money, and he paid me back when he could. He did the same for me when I was having trouble finding my first job out of college. When one of us is down, the other is there to help out, but we always pay each other back eventually."
Would you consider keeping your finances separate?